Japan Finance Tools

Nenkin (Pension) Estimator

Estimate your future Japanese pension benefits (Basic + Employees') based on your career history.

About this tool

This tool estimates your Old-age Basic Pension (Kokumin Nenkin) and Old-age Employees' Pension (Kosei Nenkin).

  • Basic Pension: Everyone who pays into the system (Category 1, 2, or 3) receives this. The max amount (2024) is approx. ¥816,000/year for 40 years of coverage.
  • Employees' Pension: An earnings-related top-up for those who worked as regular employees. It depends on your average salary and years of service.

Disclaimer: This is a simulation based on current formulas. Actual pension amounts will vary based on future wage/price adjustments and system reforms.